Levelling Up: Northern Opportunities
One of the elements we monitor at Invest&Fund is the strength of the property market we support. What has become apparent, especially in the North of England, is the sheer depth of the opportunity presented in a falling rate environment. Developers across our region are poised on the sidelines with schemes and projects that may not have been viable two years ago, waiting to capitalise, and looking for partners in the space, funding partners such as ourselves.
Invest&Fund has built its reputation on professionalism, transparency, and developer support. Our platform and incubational backers offer senior loans typically ranging from £1 million to £10 million, perfectly aligned with the needs of many Northern SME developers seeking opportunities in this rapidly expanding market. With hundreds of millions deployed across the wider UK, we are seeking to capitalise on a broader goal. Investing in Northern property development is not just about profit; it’s about levelling up. It’s about addressing the long-standing regional inequalities in the UK’s economy and helping communities build a future with more opportunities, greater sustainability, and increased prosperity.
This matters in the North. Regional developers don’t need transactional lenders; they need strategic partners like us, who understand the long game, who buy into the vision, and who can offer consistent support throughout the development lifecycle. While big national developers are increasingly active in the North, much of the regeneration and new construction is being driven by local and regional developers who slot perfectly into our target demographic. These are SMEs who are agile, grounded in local knowledge, and deeply committed to their cities and towns.
These developers, businesses that may be reading this very piece, are the people we want to talk to directly. Many traditional banks have tightened their development lending criteria post-2008 and have not returned to supporting smaller-scale or regionally focused projects in any meaningful way. This disproportionate impacts Northern developers, many of whom operate at a scale below the radar of institutional lenders but above the capacity of local credit unions or personal financing. This is where platforms like Invest&Fund play a critical role. As a property development finance specialist, we are a lender that provides tailored funding solutions, combining the rigour and professionalism of traditional finance with the flexibility and responsiveness often lacking in mainstream lending. Unlike conventional banks that usually operate through centralised decision-making processes, Invest&Fund works closely with developers to understand the nuances of each project, from feasibility through to exit strategy. This is particularly valuable in the North, where projects may involve creative regeneration or phased developments that don’t always fit traditional funding moulds.
You have the clearest vision for transforming underutilised spaces, renovating heritage buildings, or delivering homes tailored to local needs. Yet we know you face the most significant obstacles, particularly when it comes to access to finance. So, reach out to Raj Singh, our Development Director, today to discuss how we can support your projects.
Alan Fletcher
Partnership Director
Invest&Fund